MOBILE PHONE INSURANCE - COVER EXPLAINED
We offer insurance cover for your Mobile Phone, PDA or Blackberry based on the value of the handset.
COVER OPTIONS
- Mobile Phones, PDA's, Blackberry's up to £150.
- Mobile Phones, PDA's, Blackberry's from £151 to £400.
- Mobile Phones, PDA's, Blackberry's from £401 to £600.
- iPhone Insurance up to £600 in value.
PAYMENT OPTIONS
- Annual mobile phone insurance cover from only £27.39**
- Monthly premiums from £2.49**
WHAT WE WILL COVER
A. Accidental Damage:
- We will pay repair costs if your electronic equipment is damaged , as a result of an accident
B.Theft:
- if your electronic equipment is stolen we will replace it. Where only part or parts of your electronic equipment have been stolen we will only replace that part or parts.
C. Accidental loss:
- if your electronic equipment is stolen we will replace it(excludes iPhones which are not covered for loss). No other electronic equipment is insured for loss.
D.Breakdown:
- Breakdown which occurs outside of the manufacturers guarantee period. This cover is not available on laptops or computers.
WHAT WE WILL NOT COVER
A.Accidental damage:
Accidental damage caused by:
-you deliberately damaging or neglecting the electronic equipment,
-routine servicing, inspection, maintenanceor cleaning, or any cosmetic damage;An excess fee of £75 for any claim relating to a laptop, £100 for any claim relating to an iPhone and £25 for any other item.
B.Theft:
- An excess fee of £75 for any claim relatin to a laptop, £100 for any claim relating to an iPhone and £25 for any other item, within the UK. for international claims the excess fee is £75 for all items except laptops and iPhones, for which there is an excess fee of £100;
- Theft from any motor vehicle where you or someone acting on your behalf is not in the vehicle, unless the electronic equipmenthas been concealed in a locked boot, glove compartment or other locked internal compartment, and all the vehicle's windows and doors are locked and all the security systems are activated;
- Theft from any building, land or premises unless force, resulting in damage to the building or premise, was used to gain entry or exit;
- Any theft not reported to the police within 24-hours and a crime reference number obtained.
C.Accidental loss:
- The loss of electronic equipment other than your mobile phone or PDA(excluding iphones which are not covered for loss);
- The loss of a SIM(Subscriber Identity Module) card;
- An excess fee of £50 for any claim. All international claims are subject to an excess fee of £75.
D.Breakdown:
- An excess fee of £100 for any claim relating to an iPhone and £25 for any other item;
- Any breakdown for laptops;
- Repair or other costs for:
-routine servicing, inspection, maintenance or cleaning;
-wear and tear or gradual deterioration of performance;
-if the serial number has been tampered with in any way; - Repairs carried out by any persons not authorised by us.
WHERE DOES COVER APPLY?
World Wide Cover: The policy entitles you cover whilst you are abroad up to a maximum of 60 days.
PERIOD OF INSURANCE
This contract of insurance is an annual contract but can be paid monthly or annually. For insurance policies paid monthly, the policy is only in force if the monthly premium has been paid.
TYPES OF PHONE COVERED
- PAYG Mobile Phones;
- Contract Mobile Phones;
- PDA's;
- Blackerry's;
- iPhones;
can be insured under this insurance policy.
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